Corporation Tax and VAT Loans

Corporation Tax Funding


Managing quarterly and annual tax liabilities can put pressure on cash flow. Spreading these payments over monthly instalments can free up capital for business growth while ensuring timely tax payments and avoiding HMRC penalties. We can help with Corporation Tax loans, preserving your cash flow for investment and growth.

Key Benefits

  • Improved Cash Flow – Spread tax payments over manageable instalments instead of a lump sum
  • Avoid Late Payment Penalties – Ensure compliance and avoid HMRC interest charges
  • Preserve Working Capital – Keep funds available for business operations and growth
  • Flexible Repayment Terms – Tailored plans to suit your company’s needs
  • Quick Decisions and Easy Renewals – Fast approval process with minimal paperwork

How it works:

  • Spread Corporation Tax payments over 6,10 or 12 months
  • Available for Corporates and SME’s – Minimum Advance £10K up to a maximum advance of £15M
  • Credit Decisions within 24-48 hours through manual underwriting process
  • Easy Renewal process – no need to re-sign a credit agreement
  • HMRC paid directly
  • No personal or director guarantees required for advances under £150K

 

VAT Loans


A VAT Loan provides a practical solution to spread the cost of your VAT payments into manageable monthly instalments, reducing financial pressure. If your business requires additional funds to meet VAT obligations to HMRC, VAT financing offers a flexible and efficient way to stay compliant while preserving cash flow.

Key Benefits:

  • Unsecured line of credit – No assets required as security
  • No impact on existing funding – keep your current financial agreements unaffected
  • Preserve Cash Flow – Maintain working capital for other business needs
  • Flexible repayments – Spread payments over 3 months
  • Direct HMRC payment – Ensuring timely and hassle-free tax settlement

How it works:

Sheppex gathers all necessary information for your application. Once approved, the funds are released directly to HMRC, ensuring your VAT bill is paid on time without disrupting your business’s financial stability.

Contact us at 01959 565 000 to explore Corporation Tax Funding or VAT Loans tailored to your financial requirements.

“We had dealt with other finance providers before, but they did not have the experience that Sheppex has, nor did other providers have a detailed understanding of our equipment and resale values at the end of the loan term, which slowed the whole process down,”

Nick Lindwall, 
Ottimo Digital co-founder and Director

Click to find out how hire purchase helped Ottimo